Our Services

From Life Insurance to Long Term Care Insurance, we offer products and services from a variety of respected companies.  We take the time to listen to our customers and help them find the right product to fit their needs and goals.

Frequently Asked Questions

Whole life insurance is permanent insurance, your premium and coverage are locked in until age 121. It also generally builds cash value.

Yes, a term life insurance policy will usually expire after the term duration. You will usually have conversion options up until near the end of the term, or you can keep the policy at an increased premium.

Medicare A & B is Original Medicare. Part A is hospital insurance and Part B is medical insurance.

Medicare Part D is Medicare prescription Drug Coverage and it is offered to everyone who has Medicare.

Medicare does not cover long term care facilities, nor do Medicare Supplement or “Medigap” policies, as they simply fill the gaps in original Medicare. Original Medicare and Medicare Supplement policies also do not cover, prescriptions, dental, hearing, vision, or offer additional benefits.

Yes, a Medicare Advantage plan differs by parish/county and by company. Most companies offer multiple plans in each parish/county. Many of these plans offer additional benefits that original Medicare does not, such as prescriptions, dental, hearing, vision, and fitness benefits.

A HMO is a Health Maintenance Organization. This means that you have to seek care from providers in your network, unless you have an emergency. Medicare Advantage programs typically cover emergency services both in and out of network.

Ready to talk?

Whether you are nearing 65 and want to get started on choosing the right Medicare plan, or you are looking for other insurance options, contact us and we will work to find the right fit for you.

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